Access to land and capital are two of the largest problems facing today’s farmers. Beginning farmers and ranchers find it increasingly difficult to find and afford farmland. Established farm families face the challenge of succession–how to finance retirement for the older generation without losing the land to development. The Community Food and Agriculture Coalition invited Trust Montana to be a partner organization for their BFRDP grant, Enhancing On Farm Success. One of Trust Montana’s tasks on this project is to research community investing and land access tools, and determine whether they are viable in our state. This guide is intended to be a resource for farmers, ranchers, bankers, mortgage brokers, title companies, realtors, and investors interested in addressing affordability issues for farmers and ranchers.